PHASE 47 VALIDATION REPORT
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PHP files linted: 131
PHP syntax failures: 0
Phase 47 bind signature issues: 0
Named schema constraints: 573
Duplicate named constraints: 0
Phase 47 migration tables: 7
Phase 47 migration named foreign keys: 32
Phase 47 route references: 11
Phase 47 schema marker count: 1
CSS opening braces: 1581
CSS closing braces: 1581

Control validations:
- Savings interest policies require independent approval.
- Approved policy overlap prevention is implemented by product, branch scope and effective dates.
- Completed-month guard prevents future/incomplete-month interest posting.
- Interest drafts store a historical savings-transaction watermark and approval blocks changed source history.
- Interest posting separates gross expense, net customer liability credit and withholding liability.
- Term-deposit product rates require independent approval before placement.
- Term-deposit placements require independent approval and post through Cash/Bank to GL 2165.
- Maturity requests require independent approval and support payout, savings credit and rollover instructions.
- Register-to-GL reconciliation is provided for GL 2100 and GL 2165.
- AccountingService period-lock checks are inherited by interest, placement and maturity journals.

CSS structural balance: PASS
Named constraint uniqueness: PASS
Prepared statement signature check: PASS
PHP syntax: PASS